A driver’s license is a legal document that gives an individual the right to operate a motor vehicle on public roads. Licenses are issued by government agencies, like the NJ MVC (New Jersey Motor Vehicle Commission). It is illegal to drive without a license in New Jersey, so if you…
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Chapter 7 bankruptcy is an attractive option for many people, but not everyone will be considered eligible. If you wish to file for bankruptcy under Chapter 7 laws, it is important that you understand the importance of the means test and how to pass it. Read on and work with…
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The legal consequences of shoplifting in New Jersey can be severe, even resulting in a second-degree indictable crime (NJ’s version of a felony). Understanding the types of shoplifting and associated penalties is important for both retailers and shoppers. Work with a Bergen County criminal defense lawyer for skilled representation during…
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If you are considering filing for bankruptcy, understanding the difference between secured and unsecured debt is crucial. These two types of debt are treated differently when it comes to bankruptcy law, which can be complex and overwhelming. How your debts are classified can have a significant impact on the outcome…
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When you are issued a protective order, it is crucial that you abide by the terms or else risk significant legal consequences. If you violate a restraining order, you could be subject to substantial fines, jail time, more stringent terms, and more. For more information and to secure skilled legal…
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Credit card fraud is a major issue across the country for both individuals and businesses. This type of crime can result in significant financial problems, so the offense is taken seriously and is punishable by severe penalties in New Jersey. If you are facing criminal charges for credit card fraud,…
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Chapter 13 bankruptcy offers individuals a structured way to reorganize their debt and maintain important assets, like a home. One important benefit of this process is lien stripping. When filing for Chapter 13 bankruptcy, it is crucial that you understand your rights and options, including whether you can strip your…
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If you or someone you know has been arrested for arson in New Jersey, it is crucial that you understand your legal options and the potential penalties of a conviction. Work with a knowledgeable Bergen County criminal defense lawyer for skilled legal counsel during your case. What is Arson? Arson…
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Chapter 7 bankruptcy, often referred to as liquidation bankruptcy, is the legal process of an individual or business eliminating debts by discharging and liquidating assets to pay back debt. However, certain property may be important to the debtor, and they may wish to retain ownership. This can be done through…
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Being released from incarceration early on parole is a privilege not granted to every prisoner. However, it is important to understand that parole is a conditional release where the individual serves the remainder of their sentence out in the community. It does not grant all of the same rights as…
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Filing for bankruptcy is a major decision, one that can be accompanied by long-term financial implications. While you are legally allowed to file for bankruptcy without the help of an attorney, it is not generally recommended. Filing for bankruptcy without a lawyer can come with significant risks, as the process…
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Driving under the influence of alcohol or drugs is an offense taken extremely seriously in New Jersey. When you are pulled over for suspected drunk driving, one of the most important decisions you will make is whether or not to submit to a breathalyzer or field sobriety test. As an…
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One of the first things that happens when an individual files for bankruptcy is the automatic stay going into place to protect the debtor from collection efforts. The automatic stay is likely frustrating to creditors, but do they have the right to object to it? To learn more about the…
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There are many factors that can impact sentencing for a criminal case in New Jersey, namely any prior violent crime conviction that the defendant may have. Understanding the potential outcomes of your case is crucial in protecting your rights and interests. Contact a Bergen County criminal defense lawyer today for…
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Bankruptcy is a legal process that provides financial relief for individuals and businesses who are overwhelmed with debt. One of the most important parts of bankruptcy law for debtors to understand is exemptions. To find out more about what an exemption is and how you can benefit from it, continue…
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New Jersey state law does not use the terms first-degree assault or second-degree assault to describe the criminal offense. Instead, these charges are divided into simple assault and aggravated assault based on the characteristics of the offense, which can then be divided into degrees of severity. Understanding how the different…
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The issue of whether or not individuals are permitted to carry a concealed handgun is a hot topic across the United States. Gun law violations are some of the most serious offenses that can be committed, so understanding the regulations and requirements regarding concealed carry is crucial in protecting yourself…
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Resisting arrest is a serious offense and can result in a plethora of penalties and legal repercussions. Understanding your rights and options when facing these charges is imperative to protect yourself and your future. Work with a Bergen County criminal defense lawyer for skilled legal advice and representation during your…
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When you file for bankruptcy, an important protection called the “automatic stay” kicks in. This is a crucial tool that protects you from legal action from creditors and debt collectors but can sometimes be lifted by the court. Understanding the circumstances of why a court would lift the automatic stay…
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Because drug crimes are taken seriously in New Jersey, a conviction can result in significant penalties and legal consequences. If you are facing charges for possession with intent to distribute, it is crucial that you understand the legal definition of your offense and how you can fight your charges. Reach…
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Filing for bankruptcy can be a beneficial way for individuals or businesses to seek relief from debts, but choosing the right type of bankruptcy to file is crucial in protecting your rights and assets. Each chapter of bankruptcy offers different benefits and is accompanied by different requirements and implications. If…
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If you are facing criminal charges in New Jersey, the prospect of enduring a trial may be daunting. It is important to understand the process, including how long your criminal trial will generally last. Continue reading and work with a Bergen County criminal defense lawyer for skilled representation and legal…
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When you decide that it is time to file for bankruptcy, you are likely at the point where you want to cut costs wherever possible. Many individuals wonder whether they can file for bankruptcy without a lawyer, either to maintain a sense of privacy or to save money on legal…
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Probation is a common alternative to incarceration. If you are facing criminal charges in New Jersey, it is important to understand whether you are eligible for probation and how it will work if it is a part of your sentence. Consult with a skilled Bergen County criminal defense lawyer today…
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Filing for bankruptcy is a big decision, but one that can help relieve individuals and businesses from overwhelming debt. Before filing for bankruptcy, you may wonder whether you can sell your assets to either pay off debts or retain the value of the property. The answer depends on a variety…
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If you are facing assault charges in New Jersey, you may be overwhelmed and wondering what your options are regarding defensive strategies. The good news is that if you were acting in self-defense, you can use this fact as a defense to fight your assault charges. It is imperative that…
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When you file for bankruptcy, one of the most important parts of the process involves the division and sale of assets. Chapter 7 bankruptcy is often referred to as “liquidation bankruptcy” as it involves selling property and assets to pay off as much debt to creditors as possible before eliminating…
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If your car is being searched for drugs it is imperative that you understand your legal rights and how to protect them. Being caught with illegal drugs can result in serious criminal charges and substantial penalties like fines, jail time, probation, and more. If you have questions or concerns about…
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Filing for bankruptcy is a rather involved process, with plenty of work to do and paperwork to gather up before you can start things off. One requirement you definitely can’t forget about is your credit counseling course. Every filer has to go through this, so don’t try to find a…
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The penalties for possession of a controlled substance can be quite harsh, even if you have a clean criminal record. That’s why it’s important to understand the charges against you and have a Bergen County criminal defense lawyer on your side. What Are the Punishments for Possession of a Controlled…
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If you inherit money during bankruptcy, do you have to give it up to the bankruptcy trustee? You may, but a lot depends on when you inherit it and which kind of bankruptcy you file for. A Bergen County bankruptcy lawyer can help you address your specific situation. Will I…
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When you are accused of a crime and arrested, you still have rights. You would be wise to exercise them and protect yourself. A Bergen County criminal defense lawyer can tell you more about your rights, how they can prevent you from implicating yourself in a crime, and what an…
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The bankruptcy process can be complicated enough. You don’t need to make mistakes before and during your bankruptcy which can make the proceedings take even longer. That’s why you should talk to a Bergen County Chapter 13 bankruptcy lawyer who can guide you through bankruptcy and tell you which actions…
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If you are facing drug possession charges, you need to focus on standing up for your rights and making sure that your situation doesn’t get any worse. A Bergen County criminal defense lawyer can tell you how to address the cops and respond to requests for searches, which is why…
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Before filing for bankruptcy, you should be sure of two things. First, you should know that this is the right option for you. Second, you should be completely prepared to move forward with this process if you do decide to file. Of course, you should also talk to a Bergen…
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An accusation of aggravated assault is a serious one, but how does one get charged with this crime instead of simple assault? A Bergen County criminal defense lawyer can tell you the differences between these types of charges. More importantly, they can help you figure out how to defend yourself…
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When you go through Chapter 13 bankruptcy, you have to negotiate a payment plan with your creditors. These plans usually last three to five years, and it’s important to make sure that you pay on time each month. If you miss a payment to the bankruptcy trustee, that can cause…
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When you commit a crime in New Jersey, a state prosecutor may not be the only one to take notice. Sometimes an offense can be considered a federal crime as well. If you have investigators from the United States government coming after you, you should talk to a Bergen County…
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When you file for bankruptcy, you may be able to take advantage of a process known as a “bankruptcy cramdown.” If you have a secured debt and you file for Chapter 13 bankruptcy, this can help you eliminate some debt and reduce how much you end up paying in interest.…
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Legal fees are debt, and that means that they can sometimes be discharged when you file for bankruptcy. There are some exceptions though, so it’s important to discuss your situation with a Bergen County bankruptcy lawyer before you just assume that any money you owe a lawyer will be wiped…
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When you get charged with a crime, you’ll get assigned a court date. If you do not attend this court date, you are going to get into a lot of trouble. Maybe you had a good reason for missing it, or maybe you just forgot. It often doesn’t really matter…
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Filing for bankruptcy isn’t easy. There’s a lot of paperwork involved and you need to do a thorough accounting of your own debts and assets. This is why most people choose to get the help of a Bergen County Chapter 13 bankruptcy lawyer when they’re looking for a fresh financial…
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If your friends or family members have helped you apply for loans or credit, they are your co-signers. If you are drowning in debt and decide to file for bankruptcy, your actions are going to affect them too. A Bergen County Chapter 13 bankruptcy lawyer from our firm can tell…
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Some people don’t realize that there are not always definitive rules about how a defendant should be sentenced for a particular crime. A judge can weigh a variety of factors before coming to a final decision about how someone should be punished, and one thing that’s sure to make a…
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Once you have decided that filing for Chapter 13 bankruptcy is the best way for you to get back on solid financial footing, you need to make sure that you qualify for it. There are certain requirements that must be met by every filer, but don’t stress out about it…
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If you threaten someone in New Jersey, you can be charged with a crime. This is true even if you do not end up going through with the actions threatened. If someone feels like you wanted to threaten them with one of your statements, that is all that’s needed to…
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Just about anyone can file for bankruptcy if they believe that it’s the best way to deal with their debts. There are different types of bankruptcy though, and each chapter has some rules of their own. There are also rules about how often you can file, so if you have…
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When the cops get a search warrant for your home or vehicle, there are protocols that have to be followed. If they make a mistake or ignore the rules, it’s possible to challenge the validity of a warrant. Having evidence against you is not enough. Law enforcement has to find…
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If your mortgage payments are too high and other financial obligations are starting to become too much to deal with, then you may want to consider filing for bankruptcy. This can give you a fresh financial start and the opportunity to negotiate for lower mortgage payments. It’s not the right…
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Elder abuse is considered a serious crime. If you are tasked with taking care of an older person and you take advantage of them or cause them harm instead, you are going to be punished quite severely. If you have been accused of committing elder abuse, you need to be…
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When you get into an accident, everyone is supposed to pull over and exchange insurance information. When someone leaves the scene of an accident without doing that, it’s called a hit-and-run. If you have been accused of a hit-and-run, you could be facing some rather harsh penalties. A Bergen County…
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When you decide to file for bankruptcy as a business owner, you want to be sure that you have all of your ducks in a row. A Bergen County bankruptcy lawyer from our firm can help you get organized and figure out if filing is the right move for you.…
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You know that filing for bankruptcy will affect your credit score, but can it also affect your job prospects? For the most part, no, but your filing might come up. It’s important to know what to expect during a post-bankruptcy job hunt, so let a Bergen County Chapter 7 bankruptcy…
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A convicted felon can face many challenges upon their release back into the real world. Unfortunately, searching for a job is often one of those challenges. There are options available to you and there are resources that can help you reintegrate into society, but this may still feel like an…
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When you file for bankruptcy, you’re taking the steps required to manage your debts or wipe them from your slate completely. Chapter 7 bankruptcy requires that you sell off many assets to satisfy your creditors, but what if there is property that you want to keep and you are confident…
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If you have a felony on your record, we don’t have to tell you how inconvenient it can be. Anyone who does a background check on you can find out about your felony, and it can really interfere with different aspects of your life. This is why we’re not surprised…
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If you have filed for bankruptcy once before and you feel like you need to do it again, you may be able to. It is possible to file for bankruptcy multiple times, but there are some important rules to follow and waiting times that you need to be aware of.…
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If you are accused of harassment in New Jersey, that can have criminal consequences. You need to take any accusations seriously and part of that means talking to a Bergen County criminal defense lawyer. We can help you figure out the best way to push back on these charges and…
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If you have debts, sometimes a creditor will begin taking what they’re owed right out of your paycheck. This is called a wage garnishment, and it’s rarely a pleasant thing to deal with. Not only can it cause financial headaches, but many people are embarrassed to have creditors take a…
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When a criminal case doesn’t go your way and you get convicted, you may be able to appeal the decision. You cannot just appeal because you don’t like the last outcome though. You must have a good legal reason to do so. When you talk to a Bergen County criminal…
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Contrary to popular belief, filing for bankruptcy does not mean giving up all of your assets and earthly possessions. There are many types of assets that are actually protected during this process, which means that you can get a fresh financial start without worrying about being left with nothing. A…
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It’s quite difficult to hide a bankruptcy filing. Not only will it be on your credit report for years, affecting your credit score, but it can also be a part of the public record. If you have any privacy concerns, you’ll want to talk them over with a Bergen County…
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If the cops pull you over and search your vehicle, they can try and use anything that they find against you. This is how some drivers end up facing drug charges. There are ways to defend yourself though. A Bergen County criminal defense lawyer can help you figure out the…
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When you file for Chapter 13 bankruptcy, you are committing to a plan to pay off your debts. One thing that your plan is not accounting for is late payments. You have to make each Chapter 13 payment on time. If you think that you are going to struggle to…
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When you file for Chapter 13 bankruptcy, you negotiate a repayment plan with your creditors and agree to pay them all or part of what you owe them over time. How much time can vary. If you’re curious about how long this obligation would last for you, it’s a good…
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Filing for bankruptcy won’t prevent you from ever buying a house. There are some waiting periods to be aware of though. It’s also important that you start to rebuild your credit as soon as you can. A Bergen County Chapter 7 bankruptcy lawyer can tell you more about how this…
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If you are facing an unsurmountable debt and you have creditors taking pieces of your paycheck each week, you may be tempted to file for bankruptcy. This could be the right option for you and this can actually stop some kinds of wage garnishments. It’s not always the best solution…
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The cops are not just allowed to search anyone or anything, even when they suspect a crime. If you are the subject of a drug-related police search, you have rights and you should stand up for them. If you think that your rights were violated during a search, then a…
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Filing for bankruptcy can put a stop to the calls from creditors and many types of collection actions. Does this mean that it can also stop utility shutoffs caused by a backlog of late payments to the power or water company? The automatic stay triggered by bankruptcy can help with…
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When you file your taxes, sometimes you get back some money in the form of an earned income credit. Depending on your income, how many kids you have, and some other factors, this EIC can be quite significant. So if you are filing for bankruptcy, you are probably wondering if…
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If you have decided to file for bankruptcy, you probably want to make sure that no obstacles can mess up your plans for a fresh financial start. One thing that you might have to worry about is a pending lawsuit. Fortunately, the bankruptcy process does offer you a few protections.…
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You do not necessarily have to give up all of your property when you file for bankruptcy. However, trying to keep something like a rental property can be difficult. Before you file or make any major decisions, you should talk to a Bergen County Chapter 13 bankruptcy lawyer about what…
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If you have missed mortgage payments and cannot catch back up, the bank might be ready to enter the foreclosure process. You don’t want to lose your home, but you don’t know what the other options are. A Bergen County bankruptcy lawyer from our firm may be able to help…
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A restraining order needs to be taken seriously. If you are served with one and then you violate a restraining order, you will end up facing criminal charges. Even if you think that an order is nonsense or that you can work out your problems with the person who requested…
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Filing for bankruptcy can clear many types of debt and give you the chance for a new financial start. Does it address tax debt though? It can, but there are some limitations. You should meet with a Bergen County Chapter 7 bankruptcy lawyer to evaluate your options and see if…
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A conviction for drug manufacturing can result in lengthy prison sentences and expensive fines. The state does not take kindly to those who help the scourge of addiction to spread. If you are accused of drug manufacturing, you cannot just take that lying down. You should consult with a Bergen…
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When you are dealing with a ton of debt and see no way of getting out from under it, you may consider ways to escape this crushing burden. Two options are available to most people. You can agree to a debt settlement or you can decide to file for bankruptcy.…
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A bankruptcy filing can take more or less time depending on which chapter of bankruptcy you choose and some other factors, but we can usually give clients a general idea of the timeline. One thing that’s almost always true is that having legal representation can make this process easier and…
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When you file for bankruptcy as a business owner, it’s a little different than filing for bankruptcy as an individual. Some of your options are going to look quite similar though, and just like in cases of individual bankruptcy one of your choices might stand out as the best one.…
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It is possible to go to jail for not paying your taxes. However, many issues with the IRS are considered civil matters and do not end up rising to criminal ones. If you are facing criminal charges leveled by the IRS, you need to do everything that you can to…
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Bankruptcy is not supposed to be the end of your life. After going through this process, it’s time to rebuild your credit. You can get loans and credit cards again, but building up your score is going to take a bit of work. A Bergen County Chapter 13 bankruptcy lawyer…
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There are certain drugs that can be prescribed for medical reasons that you are not supposed to posses otherwise. This is why being found with specific pharmaceuticals in your possession but no valid prescription can lead to legal trouble. If you have been accused of possession or distribution, you are…
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Going through the Chapter 13 bankruptcy process can give you a chance to get a fresh financial start, but you need to abide by the rules of whatever deals you make. That means that you need to make each bankruptcy payment on time. If you don’t, you risk undoing this…
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Armed robbery accusations always need to be taken seriously. A conviction is almost certain to lead to a lengthy jail sentence, and there are so many potential factors that can complicate a case and cause a prosecutor to ask for more years in prison. This is why you need a…
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It surprises many people to learn that there really is no limit to how many times they can file for bankruptcy protection. Now, filing for bankruptcy constantly is probably a bad idea in the long run, but it is important to know what your options are and what kinds of…
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There are multiple steps that you need to take once you decide to file for Chapter 13 bankruptcy. The process can seem a bit overwhelming but you do not need to worry. A Bergen County Chapter 13 bankruptcy lawyer from our firm can tell you exactly what needs to be…
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The penalties for felony theft convictions can be quite harsh in New Jersey, so you’ll want to have someone on your side who can advocate for you and help you beat any charges against you. If you have been charged with a crime, a Bergen County criminal defense lawyer from…
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When you have too much debt and you are unable to meet your financial obligations, filing for bankruptcy can be an attractive option. It is important to know exactly what kinds of debts bankruptcy can help with though. If you are struggling with, let’s say, alimony payments, this may not…
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When you get charged with burglary in New Jersey, you are likely to end up with a felony charge. This is because this crime is defined as more than just stealing. Someone who commits burglary is also illegally entering a structure with the intent to steal. They are trespassing and…
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If you have decided to file for bankruptcy, you are probably expecting most of your debts to be dealt with through this process. However, some types of debt cannot be erased through bankruptcy, and that can sometimes include certain types of tax liens. If you have any tax liens to…
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A credit counseling course is actually an important part of the bankruptcy process. It takes place before you formally file for bankruptcy, and it’s a necessary step for anyone who needs to get a full appraisal of their financial situation. Once you complete the class, a Bergen County bankruptcy lawyer…
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For the most part, how harsh the punishment is for stealing is directly related to how valuable the items stolen were. If you shoplift and get caught, it’s very possible that you will be facing jail time if convicted. This is why you should strongly consider hiring a Bergen County…
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Bankruptcy can erase many types of debt, but certain types will make it through the process unscathed. This is why it is a good idea to consult with a Bergen County Chapter 13 bankruptcy lawyer before you decide to file for bankruptcy. An experienced attorney can look at your finances…
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If you get caught with cocaine in New Jersey, police and prosecutors are unlikely to take that lightly. Penalties for cocaine possession can be incredibly severe in this state, and numerous other factors could complicate the situation and result in the prosecution finding excuses for making the punishments for your…
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The bankruptcy process gives you a chance to start fresh and rebuild your credit. So it shouldn’t surprise you that you can get a credit card after you have wrapped up the necessary paperwork and completed all of the obligations under your bankruptcy plan. A Bergen County bankruptcy lawyer can…
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If you are facing criminal charges, your mental health at the time of the alleged crime and at the time of the trial can affect your criminal case. An experienced Bergen County criminal defense lawyer can show the judge and jury evidence of the mental health issues you have been…
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There are a lot of rules around the bankruptcy process, so we’re never surprised when our clients have questions about what they are and are not allowed to do once the paperwork is all filed. Some of our clients are looking into ways to get a loan modification, a better…
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If you have decided that filing for bankruptcy is your best option, you may be wondering what comes next. Some of our clients worry that they will have to make a court appearance and negotiate their bankruptcy plans in front of a judge and jury, but that is not how…
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If you have mortgage debt and you are considering bankruptcy, you probably have some questions. One thing that many of our clients ask about is whether a mortgage is considered a secured or unsecured debt. It is a secured debt. Can this affect how your bankruptcy plays out? In some…
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You may have heard the term castle doctrine before, but what does it mean and where does it actually apply? This doctrine does not give New Jersey residents full permission to harm people and claim that it is self-defense. It can be used as a part of a defensive strategy…
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