In some situations, the strain of excessive debt may become overly cumbersome, and the risk of losing your home, your assets, and your credit may be too much. However, you may be able to gain control of your finances with the assistance of an experienced Bergen County Chapter 7 bankruptcy lawyer from the Law Office of Boyd & Squitieri. If you are considering filing for bankruptcy, contact us today so we can get started.
Bergen County Chapter 7 Bankruptcy Lawyer | On Your Side
We understand that this is a challenging time in your life. However, we are here to help determine whether filing for Chapter 7 bankruptcy is the best option for you, and from there, we will effectively guide you through the legal process ahead. Our Bergen County bankruptcy lawyer has over 25 years of experience in handling these complex cases. We are prepared to help you in any way we can so you can have the peace of mind you need.
What Is Chapter 7 Bankruptcy?
Filing for Chapter 7 bankruptcy allows a debtor to retain possession of certain exempt property, including their home and motor vehicle, among other possessions. Commonly, individuals filing for Chapter 7 will go through the following:
- A bankruptcy means test – a test that will determine your eligibility to file for Chapter 7.
- If it is determined you are eligible, all of your debts will be listed and the schedules will be signed.
- The liens and debts will be filed with the bankruptcy court and the bankruptcy process will begin.
For any further questions about Chapter 7 bankruptcy and whether it is the best option for you, please do not hesitate to give us a call today.
Contact a Bergen County Chapter 7 Bankruptcy Lawyer
When you file for bankruptcy, it is common to have questions regarding your assets, what you can and cannot keep during the filing process and how the bankruptcy will affect your credit score in the future. The entire process can be complicated and without legal representation, you may feel like you are barely treading water. That is why if you are considering filing for bankruptcy, you should strongly consider speaking with a knowledgeable Bergen County Chapter 7 bankruptcy attorney first. Contact the Law Office of Boyd & Squitieri today to schedule your initial consultation with our firm.