Medical bills can quickly become overwhelming, especially after an unexpected illness or injury. If you are struggling to keep up with healthcare-related debt, you may be wondering whether bankruptcy can offer relief. The good news is that, in many cases, medical debt can be discharged, but the process and your…
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Boating under the influence is a serious offense in New Jersey, carrying penalties similar to those for driving while intoxicated (DWI). Understanding NJ's laws, the legal BAC limit, and the harsh consequences of a conviction is crucial for all vessel operators. Read on and work with a skilled Bergen County…
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When you file for bankruptcy, one of the first and most powerful protections you receive is the automatic stay. This legal protection can temporarily stop foreclosure, repossession, wage garnishments, and collection calls. However, many people are surprised to learn that creditors can sometimes ask the court to lift the automatic…
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Property damage and vandalism are serious offenses. If you’re facing charges for criminal mischief in New Jersey, you need to understand the consequences of a conviction. Continue reading for more information and speak with a skilled Bergen County criminal defense lawyer to schedule your free consultation today. What is Criminal…
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A bank levy can be one of the most stressful debt collection actions a person can face. When a creditor freezes or seizes funds directly from your bank account, it can leave you struggling to pay for everyday expenses such as rent, groceries, and utilities. If you are dealing with…
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In New Jersey, a DWI charge extends beyond impairment by alcohol. It encompasses any substance that compromises a driver's ability to safely operate a vehicle, including legally prescribed medications. If you have been charged with a DWI involving prescription drugs in NJ, understanding the state’s legislation is crucial for defending…
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In New Jersey, the difference between a lawful police stop and an illegal arrest depends on the legal standards of reasonable suspicion and probable cause. Understanding whether reasonable suspicion is sufficient for an arrest is crucial to protect your rights. Continue reading and speak with a skilled Bergen County criminal…
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In New Jersey, navigating the rules for discharging tax debts in bankruptcy can be challenging. While bankruptcy offers a path to financial relief, the ability to eliminate federal or state tax obligations depends on strict requirements, especially for income taxes. Understanding when tax debts are dischargeable is crucial to protect…
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The fundamental right to privacy is protected by both the U.S. and New Jersey State Constitutions, mainly through the requirement that law enforcement obtain approval from a judge before conducting a search. However, police are sometimes allowed to search property without a warrant. Understanding these exceptions is crucial for protecting…
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The 341 meeting of creditors is a necessary but often intimidating step in the bankruptcy process. While it is not a formal court hearing, proper preparation is crucial for a successful outcome. Understanding the meeting's purpose, knowing what documents to bring, and preparing for what questions to expect will significantly…
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An arraignment is an important part of the legal process in New Jersey. If you have been arrested or accused of a crime, understanding what happens at this hearing is crucial for preparing and protecting your rights. Continue reading for more information and work with a knowledgeable Bergen County criminal…
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Facing eviction can be one of the most stressful experiences for a tenant, especially when financial difficulties lead them to consider bankruptcy. In New Jersey, the combination of landlord-tenant law and federal bankruptcy protection creates complex legal questions. When a debtor files for bankruptcy, the automatic stay goes into effect.…
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If you’re facing theft charges in New Jersey, you may be worried not only about the possibility of jail time and a criminal record, but also about having to pay restitution. Many people are unaware of what restitution is, how it’s calculated, and how it works. Understanding this legal concept…
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Failing to pay taxes can be a stressful experience, especially when the IRS begins taking steps to collect the debt. If you are facing mounting tax liabilities and considering filing for bankruptcy, you may be wondering if doing so will stop IRS collection efforts. The relationship between bankruptcy and IRS…
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If you've ever found yourself with an item you suspect might not be legitimate or could have been illegally obtained, you may be facing a serious legal situation in New Jersey. Many people don't realize that simply possessing property that was stolen can lead to criminal charges, even if you…
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Being accused of any criminal offense can lead to significant and long-lasting consequences, especially when you are charged with a felony instead of a misdemeanor or lower-level offense. Understanding what constitutes felony theft is imperative to preparing you for trial and protecting your rights in New Jersey, as the state…
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Embezzlement is a serious white-collar crime in New Jersey that can result in severe consequences for those convicted. This crime represents a significant breach of trust and can lead to devastating criminal penalties, including lengthy prison sentences, fines, and mandatory restitution. Besides legal repercussions, embezzlement can damage a person's reputation…
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Filing for bankruptcy offers individuals a path to relief and a fresh financial start when they are overwhelmed by debts and obligations. However, this complex legal process relies on strict rules and procedures. When debtors fail to comply, a bankruptcy case may be dismissed with prejudice, triggering serious and lasting…
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Domestic violence is a serious issue experienced by millions of individuals across the country each year. Because of the severity of this offense and the associated penalties, if you have been falsely accused of domestic violence, it is important to understand the defenses available to you. Continue reading for more…
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Any loss of life is tragic. If your actions caused another person’s death, you may have been accused of or charged with manslaughter, a type of criminal homicide. Manslaughter is a slightly less severe offense than murder, but still involves the unlawful killing of another human being. Understanding the definition…
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Filing for bankruptcy is often a great way to reset your financial life and stop harassment from creditors. However, many people are surprised to learn that not every bankruptcy ends in debt relief. Sometimes a case is dismissed, meaning that the court closes your case without eliminating your debts. Understanding…
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Vandalism charges are often underestimated, as many people associate this crime with juveniles having harmless fun. However, damaging another person’s property in any way without consent can result in serious penalties. If you have been arrested for vandalism in New Jersey, it is crucial that you understand the possible consequences…
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Filing for bankruptcy is often a difficult but necessary decision to regain financial stability. One of the most common concerns people have during this process is how bankruptcy will affect their existing lease agreement, whether for their residence or business. Understanding your legal rights and obligations during the bankruptcy process…
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Probation is a privilege that offers individuals the opportunity to stay in their community, work, and care for their family instead of going to jail. However, there are strings attached to this second chance. If you miss a meeting with your probation officer, test positive for drugs, or are accused…
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Many people who are facing financial difficulties and crushing debt may wonder whether filing for bankruptcy is the right move. While this process can offer a fresh start financially, it also has serious consequences. Whether filing for bankruptcy is a good idea or not depends on your unique situation and…
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If you don’t pay child support in New Jersey, there is a chance that you will be sentenced to jail as a way to penalize you and enforce the order. For more information, read on and speak with an experienced Bergen County criminal defense lawyer today. Can I Face Jail…
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Filing for bankruptcy is never a fun process, especially when considering the important things you may have to give up. Your wedding ring may be financially valuable, but it likely also has sentimental significance and memories attached to it. If you are filing for bankruptcy and are wondering whether you…
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A driver’s license is a legal document that gives an individual the right to operate a motor vehicle on public roads. Licenses are issued by government agencies, like the NJ MVC (New Jersey Motor Vehicle Commission). It is illegal to drive without a license in New Jersey, so if you…
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Chapter 7 bankruptcy is an attractive option for many people, but not everyone will be considered eligible. If you wish to file for bankruptcy under Chapter 7 laws, it is important that you understand the importance of the means test and how to pass it. Read on and work with…
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The legal consequences of shoplifting in New Jersey can be severe, even resulting in a second-degree indictable crime (NJ’s version of a felony). Understanding the types of shoplifting and associated penalties is important for both retailers and shoppers. Work with a Bergen County criminal defense lawyer for skilled representation during…
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If you are considering filing for bankruptcy, understanding the difference between secured and unsecured debt is crucial. These two types of debt are treated differently when it comes to bankruptcy law, which can be complex and overwhelming. How your debts are classified can have a significant impact on the outcome…
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When you are issued a protective order, it is crucial that you abide by the terms or else risk significant legal consequences. If you violate a restraining order, you could be subject to substantial fines, jail time, more stringent terms, and more. For more information and to secure skilled legal…
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Credit card fraud is a major issue across the country for both individuals and businesses. This type of crime can result in significant financial problems, so the offense is taken seriously and is punishable by severe penalties in New Jersey. If you are facing criminal charges for credit card fraud,…
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Chapter 13 bankruptcy offers individuals a structured way to reorganize their debt and maintain important assets, like a home. One important benefit of this process is lien stripping. When filing for Chapter 13 bankruptcy, it is crucial that you understand your rights and options, including whether you can strip your…
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If you or someone you know has been arrested for arson in New Jersey, it is crucial that you understand your legal options and the potential penalties of a conviction. Work with a knowledgeable Bergen County criminal defense lawyer for skilled legal counsel during your case. What is Arson? Arson…
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Chapter 7 bankruptcy, often referred to as liquidation bankruptcy, is the legal process of an individual or business eliminating debts by discharging and liquidating assets to pay back debt. However, certain property may be important to the debtor, and they may wish to retain ownership. This can be done through…
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Being released from incarceration early on parole is a privilege not granted to every prisoner. However, it is important to understand that parole is a conditional release where the individual serves the remainder of their sentence out in the community. It does not grant all of the same rights as…
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Filing for bankruptcy is a major decision, one that can be accompanied by long-term financial implications. While you are legally allowed to file for bankruptcy without the help of an attorney, it is not generally recommended. Filing for bankruptcy without a lawyer can come with significant risks, as the process…
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Driving under the influence of alcohol or drugs is an offense taken extremely seriously in New Jersey. When you are pulled over for suspected drunk driving, one of the most important decisions you will make is whether or not to submit to a breathalyzer or field sobriety test. As an…
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One of the first things that happens when an individual files for bankruptcy is the automatic stay going into place to protect the debtor from collection efforts. The automatic stay is likely frustrating to creditors, but do they have the right to object to it? To learn more about the…
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There are many factors that can impact sentencing for a criminal case in New Jersey, namely any prior violent crime conviction that the defendant may have. Understanding the potential outcomes of your case is crucial in protecting your rights and interests. Contact a Bergen County criminal defense lawyer today for…
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Bankruptcy is a legal process that provides financial relief for individuals and businesses who are overwhelmed with debt. One of the most important parts of bankruptcy law for debtors to understand is exemptions. To find out more about what an exemption is and how you can benefit from it, continue…
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New Jersey state law does not use the terms first-degree assault or second-degree assault to describe the criminal offense. Instead, these charges are divided into simple assault and aggravated assault based on the characteristics of the offense, which can then be divided into degrees of severity. Understanding how the different…
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The issue of whether or not individuals are permitted to carry a concealed handgun is a hot topic across the United States. Gun law violations are some of the most serious offenses that can be committed, so understanding the regulations and requirements regarding concealed carry is crucial in protecting yourself…
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Resisting arrest is a serious offense and can result in a plethora of penalties and legal repercussions. Understanding your rights and options when facing these charges is imperative to protect yourself and your future. Work with a Bergen County criminal defense lawyer for skilled legal advice and representation during your…
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When you file for bankruptcy, an important protection called the “automatic stay” kicks in. This is a crucial tool that protects you from legal action from creditors and debt collectors but can sometimes be lifted by the court. Understanding the circumstances of why a court would lift the automatic stay…
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Because drug crimes are taken seriously in New Jersey, a conviction can result in significant penalties and legal consequences. If you are facing charges for possession with intent to distribute, it is crucial that you understand the legal definition of your offense and how you can fight your charges. Reach…
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Filing for bankruptcy can be a beneficial way for individuals or businesses to seek relief from debts, but choosing the right type of bankruptcy to file is crucial in protecting your rights and assets. Each chapter of bankruptcy offers different benefits and is accompanied by different requirements and implications. If…
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If you are facing criminal charges in New Jersey, the prospect of enduring a trial may be daunting. It is important to understand the process, including how long your criminal trial will generally last. Continue reading and work with a Bergen County criminal defense lawyer for skilled representation and legal…
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When you decide that it is time to file for bankruptcy, you are likely at the point where you want to cut costs wherever possible. Many individuals wonder whether they can file for bankruptcy without a lawyer, either to maintain a sense of privacy or to save money on legal…
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Probation is a common alternative to incarceration. If you are facing criminal charges in New Jersey, it is important to understand whether you are eligible for probation and how it will work if it is a part of your sentence. Consult with a skilled Bergen County criminal defense lawyer today…
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Filing for bankruptcy is a big decision, but one that can help relieve individuals and businesses from overwhelming debt. Before filing for bankruptcy, you may wonder whether you can sell your assets to either pay off debts or retain the value of the property. The answer depends on a variety…
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If you are facing assault charges in New Jersey, you may be overwhelmed and wondering what your options are regarding defensive strategies. The good news is that if you were acting in self-defense, you can use this fact as a defense to fight your assault charges. It is imperative that…
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When you file for bankruptcy, one of the most important parts of the process involves the division and sale of assets. Chapter 7 bankruptcy is often referred to as “liquidation bankruptcy” as it involves selling property and assets to pay off as much debt to creditors as possible before eliminating…
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If your car is being searched for drugs it is imperative that you understand your legal rights and how to protect them. Being caught with illegal drugs can result in serious criminal charges and substantial penalties like fines, jail time, probation, and more. If you have questions or concerns about…
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Yes, if you plan on filing for bankruptcy in Bergen County or anywhere in New Jersey, you are required to undergo mandated credit counseling prior to submitting your formal petition. Not only must this course be completed, but you must also ensure the course is completed through an accredited provider…
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The penalties for possession of a controlled substance can be quite harsh, even if you have a clean criminal record. That’s why it’s important to understand the charges against you and have a Bergen County criminal defense lawyer on your side. What Are the Punishments for Possession of a Controlled…
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If you inherit money during bankruptcy, do you have to give it up to the bankruptcy trustee? You may, but a lot depends on when you inherit it and which kind of bankruptcy you file for. A Bergen County bankruptcy lawyer can help you address your specific situation. Will I…
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When you are accused of a crime and arrested, you still have rights. You would be wise to exercise them and protect yourself. A Bergen County criminal defense lawyer can tell you more about your rights, how they can prevent you from implicating yourself in a crime, and what an…
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The bankruptcy process can be complicated enough. You don’t need to make mistakes before and during your bankruptcy which can make the proceedings take even longer. That’s why you should talk to a Bergen County Chapter 13 bankruptcy lawyer who can guide you through bankruptcy and tell you which actions…
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If you are facing drug possession charges, you need to focus on standing up for your rights and making sure that your situation doesn’t get any worse. A Bergen County criminal defense lawyer can tell you how to address the cops and respond to requests for searches, which is why…
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Before filing for bankruptcy, you should be sure of two things. First, you should know that this is the right option for you. Second, you should be completely prepared to move forward with this process if you do decide to file. Of course, you should also talk to a Bergen…
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An accusation of aggravated assault is a serious one, but how does one get charged with this crime instead of simple assault? A Bergen County criminal defense lawyer can tell you the differences between these types of charges. More importantly, they can help you figure out how to defend yourself…
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When you go through Chapter 13 bankruptcy, you have to negotiate a payment plan with your creditors. These plans usually last three to five years, and it’s important to make sure that you pay on time each month. If you miss a payment to the bankruptcy trustee, that can cause…
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When you commit a crime in New Jersey, a state prosecutor may not be the only one to take notice. Sometimes an offense can be considered a federal crime as well. If you have investigators from the United States government coming after you, you should talk to a Bergen County…
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When you file for bankruptcy, you may be able to take advantage of a process known as a “bankruptcy cramdown.” If you have a secured debt and you file for Chapter 13 bankruptcy, this can help you eliminate some debt and reduce how much you end up paying in interest.…
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Legal fees are debt, and that means that they can sometimes be discharged when you file for bankruptcy. There are some exceptions though, so it’s important to discuss your situation with a Bergen County bankruptcy lawyer before you just assume that any money you owe a lawyer will be wiped…
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When you get charged with a crime, you’ll get assigned a court date. If you do not attend this court date, you are going to get into a lot of trouble. Maybe you had a good reason for missing it, or maybe you just forgot. It often doesn’t really matter…
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Filing for bankruptcy isn’t easy. There’s a lot of paperwork involved and you need to do a thorough accounting of your own debts and assets. This is why most people choose to get the help of a Bergen County Chapter 13 bankruptcy lawyer when they’re looking for a fresh financial…
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If your friends or family members have helped you apply for loans or credit, they are your co-signers. If you are drowning in debt and decide to file for bankruptcy, your actions are going to affect them too. A Bergen County Chapter 13 bankruptcy lawyer from our firm can tell…
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Some people don’t realize that there are not always definitive rules about how a defendant should be sentenced for a particular crime. A judge can weigh a variety of factors before coming to a final decision about how someone should be punished, and one thing that’s sure to make a…
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Once you have decided that filing for Chapter 13 bankruptcy is the best way for you to get back on solid financial footing, you need to make sure that you qualify for it. There are certain requirements that must be met by every filer, but don’t stress out about it…
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If you threaten someone in New Jersey, you can be charged with a crime. This is true even if you do not end up going through with the actions threatened. If someone feels like you wanted to threaten them with one of your statements, that is all that’s needed to…
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Just about anyone can file for bankruptcy if they believe that it’s the best way to deal with their debts. There are different types of bankruptcy though, and each chapter has some rules of their own. There are also rules about how often you can file, so if you have…
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When the cops get a search warrant for your home or vehicle, there are protocols that have to be followed. If they make a mistake or ignore the rules, it’s possible to challenge the validity of a warrant. Having evidence against you is not enough. Law enforcement has to find…
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If your mortgage payments are too high and other financial obligations are starting to become too much to deal with, then you may want to consider filing for bankruptcy. This can give you a fresh financial start and the opportunity to negotiate for lower mortgage payments. It’s not the right…
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Elder abuse is considered a serious crime. If you are tasked with taking care of an older person and you take advantage of them or cause them harm instead, you are going to be punished quite severely. If you have been accused of committing elder abuse, you need to be…
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When you get into an accident, everyone is supposed to pull over and exchange insurance information. When someone leaves the scene of an accident without doing that, it’s called a hit-and-run. If you have been accused of a hit-and-run, you could be facing some rather harsh penalties. A Bergen County…
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When you decide to file for bankruptcy as a business owner, you want to be sure that you have all of your ducks in a row. A Bergen County bankruptcy lawyer from our firm can help you get organized and figure out if filing is the right move for you.…
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You know that filing for bankruptcy will affect your credit score, but can it also affect your job prospects? For the most part, no, but your filing might come up. It’s important to know what to expect during a post-bankruptcy job hunt, so let a Bergen County Chapter 7 bankruptcy…
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A convicted felon can face many challenges upon their release back into the real world. Unfortunately, searching for a job is often one of those challenges. There are options available to you and there are resources that can help you reintegrate into society, but this may still feel like an…
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When you file for bankruptcy, you’re taking the steps required to manage your debts or wipe them from your slate completely. Chapter 7 bankruptcy requires that you sell off many assets to satisfy your creditors, but what if there is property that you want to keep and you are confident…
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If you have a felony on your record, we don’t have to tell you how inconvenient it can be. Anyone who does a background check on you can find out about your felony, and it can really interfere with different aspects of your life. This is why we’re not surprised…
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If you have filed for bankruptcy once before and you feel like you need to do it again, you may be able to. It is possible to file for bankruptcy multiple times, but there are some important rules to follow and waiting times that you need to be aware of.…
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If you are accused of harassment in New Jersey, that can have criminal consequences. You need to take any accusations seriously and part of that means talking to a Bergen County criminal defense lawyer. We can help you figure out the best way to push back on these charges and…
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If you are in debt and your wages are being garnished in North Jersey, it’s important to understand your options to stop or reduce these funds from being taken from your paycheck. Depending on the type of debt involved, options can include negotiating with creditors, claiming hardship, filing for bankruptcy,…
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When a criminal case doesn’t go your way and you get convicted, you may be able to appeal the decision. You cannot just appeal because you don’t like the last outcome though. You must have a good legal reason to do so. When you talk to a Bergen County criminal…
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Contrary to popular belief, filing for bankruptcy does not mean giving up all of your assets and earthly possessions. There are many types of assets that are actually protected during this process, which means that you can get a fresh financial start without worrying about being left with nothing. A…
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It’s quite difficult to hide a bankruptcy filing. Not only will it be on your credit report for years, affecting your credit score, but it can also be a part of the public record. If you have any privacy concerns, you’ll want to talk them over with a Bergen County…
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If the cops pull you over and search your vehicle, they can try and use anything that they find against you. This is how some drivers end up facing drug charges. There are ways to defend yourself though. A Bergen County criminal defense lawyer can help you figure out the…
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When you file for Chapter 13 bankruptcy, you are committing to a plan to pay off your debts. One thing that your plan is not accounting for is late payments. You have to make each Chapter 13 payment on time. If you think that you are going to struggle to…
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When you file for Chapter 13 bankruptcy, you negotiate a repayment plan with your creditors and agree to pay them all or part of what you owe them over time. How much time can vary. If you’re curious about how long this obligation would last for you, it’s a good…
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Filing for bankruptcy won’t prevent you from ever buying a house. There are some waiting periods to be aware of though. It’s also important that you start to rebuild your credit as soon as you can. A Bergen County Chapter 7 bankruptcy lawyer can tell you more about how this…
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If you are facing an unsurmountable debt and you have creditors taking pieces of your paycheck each week, you may be tempted to file for bankruptcy. This could be the right option for you and this can actually stop some kinds of wage garnishments. It’s not always the best solution…
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The cops are not just allowed to search anyone or anything, even when they suspect a crime. If you are the subject of a drug-related police search, you have rights and you should stand up for them. If you think that your rights were violated during a search, then a…
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Filing for bankruptcy can put a stop to the calls from creditors and many types of collection actions. Does this mean that it can also stop utility shutoffs caused by a backlog of late payments to the power or water company? The automatic stay triggered by bankruptcy can help with…
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When you file your taxes, sometimes you get back some money in the form of an earned income credit. Depending on your income, how many kids you have, and some other factors, this EIC can be quite significant. So if you are filing for bankruptcy, you are probably wondering if…
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If you have decided to file for bankruptcy, you probably want to make sure that no obstacles can mess up your plans for a fresh financial start. One thing that you might have to worry about is a pending lawsuit. Fortunately, the bankruptcy process does offer you a few protections.…
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You do not necessarily have to give up all of your property when you file for bankruptcy. However, trying to keep something like a rental property can be difficult. Before you file or make any major decisions, you should talk to a Bergen County Chapter 13 bankruptcy lawyer about what…
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If you have missed mortgage payments and cannot catch back up, the bank might be ready to enter the foreclosure process. You don’t want to lose your home, but you don’t know what the other options are. A Bergen County bankruptcy lawyer from our firm may be able to help…
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